ROI Major

Psychology, General at Black Hills State University

SD · Bachelor's Degree · CIP 42.01

Data: 2026 release

Executive Summary

Graduates with a Psychology, General degree from Black Hills State University earn a median salary of $46,122 within five years of graduation. Adjusted for the cost of living in SD, this represents a national purchasing power equivalent of $49,171. The degree typically pays for itself in 15.8 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$36,713

Typical Career

$46,122

Top Performers

$57,208

Estimated break-even: 15.8 years.

Debt-to-Income Check

$307

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,844. Most students can comfortably afford about a $307 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.2x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in South Dakota buys what costs $0.94 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Public Administration.

Where Bachelor's Graduates from This School Work

Educational Services 33.7%
Health Care & Social Assistance 17.6%
Public Administration 7.5%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$49,171

Nominal: $46,122 in South Dakota (COL 93.8% of national avg) · 6.6% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

15.8 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $25,265 $32,705 $40,395
5 Years After Graduation $36,713 $46,122 $57,208
10 Years After Graduation $41,019 $54,439 $71,524

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $46,122 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in SD, which has a cost-of-living index of 93.8% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $46,122 × (1.0 ÷ 0.9380) = $49,171 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Psychology, General from Black Hills State University can expect a gradual increase in earnings over time. The median earnings one year after graduation stand at $32,705, rising to $46,122 five years later, and reaching $54,439 by the ten-year mark. When adjusted for purchasing power, the five-year salary aligns more closely with a national equivalent of $49,170.58, indicating that while initial earnings may be modest, the long-term financial outlook improves significantly.

The top industries for graduates include Educational Services (33.7%), Health Care & Social Assistance (17.6%), and Public Administration (7.5%), reflecting a strong alignment with sectors that value psychological expertise. The estimated break-even point compared to a high-school-only path is approximately 15.8 years, suggesting that while the return on investment may take time to materialize, the degree offers a pathway to stable employment in growing fields. Overall, pursuing a degree in Psychology, General appears to provide a reasonable long-term return on investment for students.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Psychology, General degree at Black Hills State University stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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