ROI Major

Psychology, General at Bemidji State University

MN · Bachelor's Degree · CIP 42.01

Data: 2026 release

Executive Summary

Graduates with a Psychology, General degree from Bemidji State University earn a median salary of $51,789 within five years of graduation. Adjusted for the cost of living in MN, this represents a national purchasing power equivalent of $55,036. The degree typically pays for itself in 11.6 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$39,988

Typical Career

$51,789

Top Performers

$63,631

Estimated break-even: 11.6 years.

Debt-to-Income Check

$345

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,316. Most students can comfortably afford about a $345 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.3x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in Minnesota buys what costs $0.94 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Public Administration.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 22.4%
Educational Services 19.6%
Public Administration 11.3%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$55,036

Nominal: $51,789 in Minnesota (COL 94.1% of national avg) · 6.3% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

11.6 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $26,039 $35,693 $45,650
5 Years After Graduation $39,988 $51,789 $63,631
10 Years After Graduation $47,357 $61,332 $77,995

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $51,789 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MN, which has a cost-of-living index of 94.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $51,789 × (1.0 ÷ 0.9410) = $55,036 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Psychology, General from Bemidji State University can expect a positive earnings trajectory. The median earnings one year after graduation stand at $35,693, which increases to $51,789 five years post-graduation and reaches $61,332 after ten years. When adjusted for purchasing power, the five-year salary aligns with a national equivalent of $55,036.13, indicating that graduates maintain a competitive edge in the job market despite the cost of living in Minnesota being slightly lower than the national average.

The top industries for graduates include Health Care & Social Assistance (22.4%), Educational Services (19.6%), and Public Administration (11.3%), reflecting a strong alignment with sectors that value psychological expertise. The estimated break-even point compared to a high-school-only path is approximately 11.6 years, suggesting that pursuing this degree can yield a favorable return on investment over time. Overall, a degree in Psychology, General presents a viable career path with solid earnings potential and diverse employment opportunities.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Psychology, General degree at Bemidji State University stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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