ROI Major

Psychology, General at Adams State University

CO · Bachelor's Degree · CIP 42.01

Data: 2026 release

Executive Summary

Graduates with a Psychology, General degree from Adams State University earn a median salary of $46,227 within five years of graduation. Adjusted for the cost of living in CO, this represents a national purchasing power equivalent of $43,984. The degree typically pays for itself in 14.4 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$32,324

Typical Career

$46,227

Top Performers

$60,696

Estimated break-even: 14.4 years.

Debt-to-Income Check

$308

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,852. Most students can comfortably afford about a $308 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.2x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Colorado buys what costs $1.05 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Public Administration.

Where Bachelor's Graduates from This School Work

Educational Services 29.1%
Health Care & Social Assistance 18.4%
Public Administration 10.9%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$43,984

Nominal: $46,227 in Colorado (COL 105.1% of national avg) · 4.9% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

14.4 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $25,712 $35,840 $46,555
5 Years After Graduation $32,324 $46,227 $60,696
10 Years After Graduation $39,242 $56,212 $71,026

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $46,227 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in CO, which has a cost-of-living index of 105.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $46,227 × (1.0 ÷ 1.0510) = $43,984 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Psychology, General from Adams State University can expect a steady increase in earnings over time. The median earnings one year after graduation stand at $35,840, which rises to $46,227 after five years and reaches $56,212 after ten years. When adjusted for purchasing power, the five-year salary aligns more closely with a national equivalent of $43,983.82, indicating that while initial earnings may be modest, the long-term financial outlook improves significantly.

The primary industries that graduates enter include Educational Services (29.1%), Health Care & Social Assistance (18.4%), and Public Administration (10.9%). Given the estimated break-even point of approximately 14.4 years compared to a high-school-only path, the return on investment for pursuing this degree appears reasonable. While the initial financial gains may not be substantial, the potential for growth in earnings and the diverse career opportunities available can provide a solid foundation for long-term career success.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Psychology, General degree at Adams State University stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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